101 E FIRST Street, Lowell, NC 28098 | MLS #4325996 | Ivester Jackson Blackstream
 
Listing provided courtesy of Century 21 Town & Country RltyMLS# 4325996MLS ProviderContact Information: [email protected]
  • 212 days on site
  • 2 views

This is not just a building — it’s a piece of Lowell’s history waiting for its next chapter. Built in 1921, this former bank sits proudly on the corner of E First Street in the heart of Historic Downtown Lowell. Solid brick, full of character, and still home to the original bank vault, it offers the kind of charm and authenticity you simply can’t recreate. Positioned on a corner lot with strong street visibility, this property gives you presence. Whether you’re dreaming of a café, office space, studio, salon, or multi-tenant investment, the layout allows for up to three separate business spaces. There’s also a connecting doorway to 100 Main Street, giving you the flexibility to keep everything unified or operate independently. Upstairs, you’ll find additional square footage (1755sqft) perfect for offices, creative studios, co-working space, or potential future residential use (buyer to verify). The walkable location puts you steps from parks, city hall, local shops, and ongoing downtown development — exactly where foot traffic and community activity are growing. Lowell is a town on the rise, known for its mill-town roots, close-knit community, and revitalized downtown energy. With quick access to I-85 and less than 20 minutes to Charlotte, this location blends small-town character with big-city convenience. Whether you envision a modern café built around the original vault, retail space with historic charm, or a multi-use investment property, 101 E First Street is a rare opportunity to own something truly special in one of Gaston County’s most charming downtowns.

Source: Canopy MLS, MLS#: 4325996

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  • Property Type
    Commercial Sale

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  • Median Age
    41
  • Population Density
    1,062
  • College Educated
    24%
  • Estimated Median Income
    $43,596
  • Estimated Total Home Owners
    996
  • Estimated Total Renters
    497
  • Owner / Renter Divide
    67% / 33%
  • Estimated Average Household Size
    2
  • Total Population
    3,689
  • Community data courtesy of LiveBy, Inc.

Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 101 E FIRST Street


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
2/20/2026Source: Canopy MLS Price Reduction
$575,000 -10.2%
11/29/2025Source: Canopy MLS Added to Database
November 29, 2025